Difficulty getting a loan?

Difficulty getting a loan?

It is important to remember each lending institution has their own very specific set of rules around who can and can’t get a loan. Having a loan declined is never easy, it can be disappointing and frustrating. Sometimes a loan application just can’t be approved if it...
Cant pay your mortgage?

Cant pay your mortgage?

What’s the answer if your mortgage repayment falls short? Whether you’re affected by fluctuating interest rates or by a change in your personal circumstances, the pressure of maintaining regular mortgage loan repayments can be overwhelming at times. Here is some...
Boost borrowing power

Boost borrowing power

With tougher lending standards in place, borrowers need to be more proactive and prepared. While finance for your new home may be a little harder to secure, don’t despair. Here are some tips to help you on the path to an approval: Demonstrating your stability...
The Interest Rate Impact

The Interest Rate Impact

Be prepared! As interest rates move up and down, it is important to understand what drives the change and consider ways to lessen the impact on your finances. The rate of interest you’ll pay on your mortgage depends on a combination of factors. This can include the...
LMI Explained

LMI Explained

Lenders Mortgage Insurance (LMI) helps Australian homeowners enter the market earlier through allowing you to borrow a higher percentage of a property’s value. For first home buyers, particularly those struggling to save a deposit but are more than comfortable to...