NEXT HOME BUYERS

Congratulations! The next stage of home ownership, you may be upgrading, downsizing or expanding your portfolio. Depending on your circumstances, lending requirements in this area are often more complex. An existing mortgage can sometimes have an adverse effect on your borrowing capacity, so it is important to know your position prior to submitting an offer on that next property. When buying another property you may be in a position where you are relying on the sale of your existing home for funds, and may be in need of bridging finance to cover the gap. Alternatively you may be looking to convert your existing home to an investment, you may want to access equity to assist or check the current structure is effective for investment purposes. Regardless of the scenario it is vital you obtain finance that is appropriate to your objectives. We help experienced home buyers by providing tailored solutions to save on costs, save on stress and get you to that next step.

Hot Tip: Get a Preapproval!

A Pre-Approval provides you with a clear picture of your position and knowledge of how much the banks will lend you. This can give you greater negotiating power and also reduces the risk of missing out on your dream home because you couldn’t obtain finance. Once you find a property, everything is already in place so this also means a faster approval! There is no cost involved for getting pre-approval and we do not charge you for our professional services.